Credit & Financial Checks
Comprehensive Financial Risk Assessment for Informed Hiring Decisions
Protect your organization with intelligent credit and financial screening that goes beyond basic credit scores. Our advanced analytics provide predictive risk modeling, regulatory compliance, and actionable insights for sensitive financial roles.
Why Financial Screening Matters
Financial stress is a leading indicator of workplace risk. Our comprehensive credit and financial checks help you identify potential vulnerabilities before they impact your organization.
Credit Score Analysis
Industry-specific risk thresholds with detailed score interpretation and trend analysis across multiple credit bureaus.
Financial Stress Indicators
Predictive modeling identifies patterns of financial distress including debt-to-income ratios and payment history trends.
Bankruptcy & Liens
Comprehensive search of federal and state records including historical bankruptcy filings and active tax liens.
Regulatory Compliance
Full FCRA, GDPR, and regional financial privacy compliance with automated adverse action workflows.
Multi-Bureau Reports
Consolidated reporting from 50+ global credit bureaus with standardized risk scoring across jurisdictions.
Secure Data Handling
Bank-grade encryption and SOC 2 Type II certified infrastructure for sensitive financial information.
Role-Based Risk Assessment
High-Risk Roles
Financial executives, treasury staff, accounts payable, procurement officers
Medium-Risk Roles
Sales professionals with expense accounts, customer service with payment access
Compliance Roles
Audit staff, compliance officers, risk management professionals
Our Financial Screening Process
Comprehensive, compliant, and candidate-friendly verification workflow
Candidate Authorization
Secure consent collection with FCRA-compliant disclosure and electronic signature capture.
Multi-Bureau Data Collection
Simultaneous queries across 50+ credit bureaus with standardized data normalization.
Risk Analysis & Scoring
AI-powered predictive modeling with industry-specific risk thresholds and pattern recognition.
Compliance Review
Automated FCRA compliance checks with adverse action workflow and dispute resolution.
Report Delivery
Comprehensive reporting with actionable insights and clear risk indicators for decision-making.
Regulatory Compliance Matrix
Our financial screening processes meet the highest standards of global financial privacy and consumer protection regulations.
FCRA
Fair Credit Reporting Act (USA)
GDPR
General Data Protection Regulation (EU)
PIPEDA
Personal Information Protection (Canada)
CCPA
California Consumer Privacy Act
Industry Certifications & Accreditations
ISO 27001
Information Security Management
SOC 2 Type II
Security & Availability Controls
PCI DSS
Payment Card Industry Standards
FCRA Accredited
Consumer Reporting Agency
Success Stories: Risk Mitigation in Action
Real-world examples of how our financial screening prevented costly incidents and ensured regulatory compliance
Global Investment Bank
Challenge
High-volume screening for 500+ financial advisors annually with strict regulatory requirements and zero tolerance for financial misconduct risk.
Solution
Implemented automated multi-bureau screening with predictive risk modeling and real-time adverse action workflows integrated with their HRIS system.
"The predictive risk modeling identified three candidates with concerning financial stress patterns that traditional screening missed. This prevented potential compliance issues before they started."
Flexible Pricing for Every Organization
Choose the screening package that matches your risk profile and budget
Basic
Essential credit screening for entry-level positions
- Single credit bureau report
- Basic credit score
- Bankruptcy search (7 years)
- Active liens and judgments
- FCRA compliance included
- 48-hour turnaround
- Email support
Professional
Comprehensive screening for financial roles
- Multi-bureau credit report
- Detailed credit analysis
- 10-year bankruptcy history
- Tax liens and judgments
- Financial stress indicators
- Predictive risk scoring
- 24-hour turnaround
- Priority phone support
- Adverse action workflow
Enterprise
Advanced screening with continuous monitoring
- Global credit bureau access
- AI-powered risk modeling
- Continuous monitoring
- Real-time alerts
- Custom risk thresholds
- API integration
- Dedicated account manager
- 12-hour turnaround
- White-label reporting
- Compliance consulting
Optional Add-Ons
Continuous Monitoring
$15/month per employeeReal-time alerts for credit changes
International Credit Check
$125 per checkCredit verification in 195 countries
Enhanced Financial Analysis
$50 per checkDeep-dive financial stress assessment
Rush Processing
$75 per check12-hour guaranteed turnaround
Frequently Asked Questions
Everything you need to know about credit and financial screening
Compliance & Legal
Process & Timing
Interpretation & Risk
Pricing & Packages
Still have questions? Our compliance experts are here to help.
Schedule ConsultationReady to Strengthen Your Financial Risk Assessment?
Join 500+ organizations that trust Depistage for comprehensive, compliant credit and financial screening.